Tag: Health Insurance Commission

Can Cayman residents be covered by US insurer?

Can Cayman residents be covered by US insurer?

| 18/07/2019 | 26 Comments

I’ve just retired and my wife isn’t working. I have permanent residence and my wife is here as my dependent. After being on the SHIC plan through my employer for years and realising it barely covers anything, we were very worried about being able to afford our health insurance in retirement. But we found a […]

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Do I have to pay doctor before surgery?

Do I have to pay doctor before surgery?

| 14/03/2019 | 4 Comments

I’m hoping you might shed some light on the recent practice of health services requiring full payment for a procedure and then the patient expected to be reimbursed by the insurer. Case in point: our son has a scheduled knee surgery and we’re having to pay the anaesthesiologist in full before the surgery is to […]

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How private is genetic information?

How private is genetic information?

| 22/11/2018 | 2 Comments

Are there any laws or policies that protect personal genetic information from being released to health insurance companies in the Cayman Islands? I’ve been talking to a friend who is wary of being tested for the BRCA gene mutations that cause increased risk of certain cancers. Their doctor does not know whether if someone signs […]

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Insurance obstacle preventing necessary treatment

Insurance obstacle preventing necessary treatment

| 03/10/2017 | 7 Comments

I need an expensive procedure which is over the limits of my health insurance. I have negotiated a reduced price with the hospital if I pay them cash. However, my insurance company refuses to authorise me to proceed with the treatment, saying they will only reimburse the hospital directly, not to me. This means that […]

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Carrying two health insurance policies

Carrying two health insurance policies

| 01/02/2017 | 2 Comments

Is a consumer in Grand Cayman allowed to belong to more than one medical insurance scheme? I had thought not, but while in a doctor’s rooms, I overheard someone make a statement that they did have more than one. Auntie’s answer: Yes, you may take out two separate health insurance policies but there is a caveat to […]

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