Tag: Health Insurance Commission

Do I have to pay doctor before surgery?

Do I have to pay doctor before surgery?

| 14/03/2019 | 4 Comments

I’m hoping you might shed some light on the recent practice of health services requiring full payment for a procedure and then the patient expected to be reimbursed by the insurer. Case in point: our son has a scheduled knee surgery and we’re having to pay the anaesthesiologist in full before the surgery is to […]

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How private is genetic information?

How private is genetic information?

| 22/11/2018 | 2 Comments

Are there any laws or policies that protect personal genetic information from being released to health insurance companies in the Cayman Islands? I’ve been talking to a friend who is wary of being tested for the BRCA gene mutations that cause increased risk of certain cancers. Their doctor does not know whether if someone signs […]

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Insurance obstacle preventing necessary treatment

Insurance obstacle preventing necessary treatment

| 03/10/2017 | 7 Comments

I need an expensive procedure which is over the limits of my health insurance. I have negotiated a reduced price with the hospital if I pay them cash. However, my insurance company refuses to authorise me to proceed with the treatment, saying they will only reimburse the hospital directly, not to me. This means that […]

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Carrying two health insurance policies

Carrying two health insurance policies

| 01/02/2017 | 2 Comments

Is a consumer in Grand Cayman allowed to belong to more than one medical insurance scheme? I had thought not, but while in a doctor’s rooms, I overheard someone make a statement that they did have more than one. Auntie’s answer: Yes, you may take out two separate health insurance policies but there is a caveat to […]

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