Tag: Health insurance

Do I have to pay doctor before surgery?

Do I have to pay doctor before surgery?

| 14/03/2019 | 4 Comments

I’m hoping you might shed some light on the recent practice of health services requiring full payment for a procedure and then the patient expected to be reimbursed by the insurer. Case in point: our son has a scheduled knee surgery and we’re having to pay the anaesthesiologist in full before the surgery is to […]

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Carrying two health insurance policies

Carrying two health insurance policies

| 01/02/2017 | 2 Comments

Is a consumer in Grand Cayman allowed to belong to more than one medical insurance scheme? I had thought not, but while in a doctor’s rooms, I overheard someone make a statement that they did have more than one. Auntie’s answer: Yes, you may take out two separate health insurance policies but there is a caveat to […]

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Issues with health insurance coverage

Issues with health insurance coverage

| 03/10/2016 | 4 Comments

Recently I have needed to go to the doctor’s and hospital a few times. On my insurance statement I keep getting “Charge exceeds Cayman Islands Legislated Standard Fee Schedule” and have to pay more money out as well as my co-pay. Why does the standard fee schedule not seem to be compatible with a lot […]

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Rules for hiring casual labourers

Rules for hiring casual labourers

| 14/06/2016 | 4 Comments

Are there any rules regarding hiring Caymanians as casual labour? Specifically, my gardener is Caymanian and he comes twice a month and I pay ‘him’ monthly, not a business, but I don’t pay pension or health insurance. Am I doing anything illegal? Same goes for my cleaner. Auntie’s answer: I took your question to the […]

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Denied coverage by insurance company

Denied coverage by insurance company

| 16/03/2016 | 1 Comment

I have been diagnosed with a chronic disease and my insurance company has denied my claim for coverage of my related medical expenses. What can I do? Auntie’s answer: Since this is already the second insurance question I have received, I can see this will be an ongoing issue for many readers, and understandably so. […]

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Finding health insurance without a job

Finding health insurance without a job

| 11/03/2016 | 1 Comment

I am in my mid-50’s and was made redundant a few months ago. I am now without income and have been unable so far to find a job to support myself. My health insurance through my last employers will end in a few weeks and I don’t see how I can afford to pay for […]

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