RSSHealth Insurance Questions

Can Cayman residents be covered by US insurer?

Can Cayman residents be covered by US insurer?

| 18/07/2019 | 26 Comments

I’ve just retired and my wife isn’t working. I have permanent residence and my wife is here as my dependent. After being on the SHIC plan through my employer for years and realising it barely covers anything, we were very worried about being able to afford our health insurance in retirement. But we found a […]

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Do I have to pay doctor before surgery?

Do I have to pay doctor before surgery?

| 14/03/2019 | 4 Comments

I’m hoping you might shed some light on the recent practice of health services requiring full payment for a procedure and then the patient expected to be reimbursed by the insurer. Case in point: our son has a scheduled knee surgery and we’re having to pay the anaesthesiologist in full before the surgery is to […]

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Overseas coverage for CINICO members

Overseas coverage for CINICO members

| 12/02/2019 | 3 Comments

Will CINICO cover students while studying overseas? Not every student will study in the UK. Not every student studying overseas is considered an international student, therefore won’t require school-issued insurance. What about retirees on extended holidays lasting 3-6 months overseas, will CINICO cover them? Current civil servants on holidays, will they be covered in the […]

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Insurance coverage for students

Insurance coverage for students

| 23/01/2019 | 2 Comments

For students (both Caymanian and non-Caymanian) at university in the UK who are covered under the National Health Service and are no longer under their parents’ policy, what can they do for health insurance over the Christmas and summer breaks if they return to Cayman? Auntie’s answer: Returning students, whether Caymanian or non-Caymanian, who are […]

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How private is genetic information?

How private is genetic information?

| 22/11/2018 | 2 Comments

Are there any laws or policies that protect personal genetic information from being released to health insurance companies in the Cayman Islands? I’ve been talking to a friend who is wary of being tested for the BRCA gene mutations that cause increased risk of certain cancers. Their doctor does not know whether if someone signs […]

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